Start with one group and add expenses as they happen.

Review balances weekly so settlements stay simple.

SplitWise North is a shared expense tracking application for Canadian households, roommates, couples, and small groups. Record each cost, assign who paid, choose how to split it, and review balances before settling up.«
Track, split, and settle shared costs with one shared record.»

Balances update as soon as an expense isOne shared record for every group cost.

Set up your first group and log a shared expense today.

Ready to simplify shared expenses
Steps

Use SplitWise North to keep rent, utilities, groceries, and trip costs visible for every group member.

Group setup

Track shared costs without spreadsheet confusion
Expense entry

SplitWise North gives Canadian roommates, couples, and small groups one place to record shared bills, assign who paid, and see what each person owes before rent or utilities come due.

  • Balance reviewSettlement check
  • Receipt notesCategory tags
  • Monthly summaryShared access
  • Conflict checkData export

Log expenses in seconds

See who owes what instantly

Why groups use SplitWise
Tracking benefits

SplitWise North shared expense tracking dashboard showing group balances and settlement overview
Step oneStep two

Create a group and invite the people who share your bills.

Add each shared cost with who paid and how it should split.

Keep every shared bill in one clear timeline

SplitWise North records rent, groceries, utilities, and one-off purchases so nobody has to rebuild the month from memory.

Invite roommates, partners, or travel companions by email.

  • Set equal or custom split ratios for each expense.
  • Attach notes and receipt references to avoid disputes.
  • Review group balances before the next rent or bill date.

Each group member sees the same live balance summary.

Settle up in the app and mark the payment as complete.

Built for Canadian shared living costs

From Toronto rentals to weekend ski trips

No more guessing who covered the last grocery run.

  • Track rent, hydro, internet, and streaming subscriptions.
  • Split groceries, takeout, and household supplies by group.
  • Keep trip costs, cabin bookings, and shared rides organized.

Every entry stays tied to the person who paid and the split.

Export a simple summary when you need to review the month.

A calmer way to handle shared money

SplitWise North replaces scattered notes and awkward reminders with one shared record that everyone can check.

The app shows what changed, who paid, and what remains.

  • Add an expense with amount, date, payer, and split method.
  • Review the running balance for each group member.
  • Record settlements so the history stays accurate.

Use groups for home, trips, events, or recurring bills.

Keep personal expenses separate from shared household costs.

What makes the tracking method reliable

Every expense keeps its own payer, split rule, and notes, so the balance stays traceable from entry to settlement.

Group members can review the same record at any time.

  • Each entry stores the original amount and the split share.
  • Settlement records close the loop between payer and group.
  • Monthly summaries help groups review spending patterns.